WELCOME TO

UTAH VALLEY
MEDICARE

Do you like your current plan?

Understand your benefits?

Have the right coverage?

Talk to your agent?

WELCOME TO

UTAH VALLEY
MEDICARE

Are you getting what you need?

Paying too much in premiums?

Looking to change your coverage?

Happy with your coverage?

Open By Appointment Only

Call Today Or Go Online To Schedule A Free Consultation

Free Consultation

We Are Licensed Health
Insurance Brokers

Our Commitment

Utah Valley Medicare is committed to helping seniors find the right Medicare plan. We have dug deep inside all the Medicare options in your area to find the details so that we can show you an educated analysis of your Medicare choices. We can uncover a plan that fits your lifestyle and budget.

Our Mission

At Utah Valley Medicare, our mission is to treat our clients like family. We locate the plans in your area that are accepted by your doctor and hospital facilities. We make sure the plan offer benefits that best fit your needs. We work for you….not the insurance carriers! We help you through the entire process. You are never alone. Best of all our services are absolutely free.

Maps to the Markets

We work tirelessly to stay informed about the latest changes in the healthcare markets. We can provide you information on what your market has available right now and any expected changes.

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Our Services Are Free to You

We are licensed health insurance brokers. We help individuals and families, the self-employed and
seniors to find and enroll in the best health plan for their needs.

Medicare 101

Navigating through the maze of Medicare can be frustrating and a cumbersome experience. There are really 2 main options people have that are eligible for Medicare.

Medicare Supplement

A Medi-Gap or “Medicare Supplement” is offered by private insurance companies to help pay all or most of the cost left behind by Medicare Part A and B.

Medicare Advantage

Medicare Advantage is a type of health policy approved by Medicare that is administered by private companies. Medicare Advantage plans combine Medicare Parts.

Medicare Part D

Medicare Part D Plans are essentially pharmacy cards that give you lower cost medications. You can enroll in a Part D plan through an insurance company.

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Frequently Asked Questions

How much do you charge to help me?

Absolutely nothing! There is never a charge or any obligation to use our services. They are free.

Do I have to take Medicare Part B and pay the premium?
Technically no, but if you do not sign up for Part B when first eligible and do not have creditable coverage through an Employer or elsewhere, you could face a late enrollment penalty (LEP) when you do sign up. Additionally, when signing up in this circumstance, there are usually considerable delays in getting the coverage in force. So, as a general rule, it is better to sign up when first eligible unless you havecreditable coverage you are planing to keep.
I don’t take any medications and don’t need the coverage. Do I really need to sign up for Part D? What happens if I don’t?
This is a common question. It is hard to buy something you feel like you don’t need. Medicare Part D is voluntary. So, technically, you don’t have to sign up if you decidenot to. However, if you don’t sign up when first eligible and do not have coverage at
work acceptable to Medicare, you will face a Late Enrollment Penalty when you finally do sign up later.The good news is that there are usually relatively inexpensive plans available for situations like this.Another way to satisfy this need is to find a Medicare Advantage plan (that your DR accepts) that includes Part D coverage within the plan structure.
My income is low and I cannot afford Part B of Medicare. What do I do?

If you are having trouble paying your Part B premium, you might consider checking with your state’s Medicaid program to see if you qualify for additional support.

I am turning 65 next month, am covered by an ACA policy, and am being treated for several conditions. Will I be covered?

Yes! Your conditions will be covered! When you enroll during your one-time open enrollment period, you do not have to worry about your pre-existing conditions being covered!
Note: One item you do want to pay close attention to is the type of coverage you choose. There are generally two options: Medicare Supplement and Medicare Advantage. It is important you understand fully how each works so you can choose the right type of plan for you.

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